Ramp

Ramp is a finance automation platform for businesses that combines corporate cards, expense management, travel booking, bill pay, accounts receivable, procurement and accounting integrations. Ramp Intelligence is its set of AI agents: they review expenses against company policy, approve routine spending and escalate risky transactions, answer employees' policy questions by text, scan transactions for anomalies and AI-generated fake receipts, run three-way matching of invoices against purchase orders and receipts, extract invoice and contract data, benchmark software quotes and monitor booked hotels for price drops.

Ramp is aimed at finance teams, controllers and CFOs at companies from startups to enterprises. Its platform agreement states that AI features can produce inaccurate outputs and that customers must configure automated features carefully, review results and keep human oversight. Card and payment services are provided with financial institution partners. Nothing was tested for this listing.

The pricing page lists a Free plan at $0 per user per month with cards, expenses, bill pay and basic accounting integrations, a Plus plan at $15 per user per month plus a platform fee based on team size with AI-driven reviews, approvals and more integrations, and an Enterprise plan with custom pricing and annual billing. Plus is advertised with a 20% saving for annual billing.