Mezzi

Mezzi is an AI wealth management service operated by an investment adviser registered with the U.S. Securities and Exchange Commission. Users connect their bank, brokerage and retirement accounts through read-only data aggregators, and Mezzi analyzes the combined picture to offer guidance on retirement planning, tax-aware investing such as tax-loss harvesting, asset allocation and portfolio risk. Its chat interface distinguishes an Advisor persona, whose answers are described as investment advice subject to fiduciary standards, from an informational persona.

The service is aimed at individuals who want ongoing financial guidance across all their accounts rather than only assets held by one firm. Mezzi's terms state that its advice is non-discretionary: it does not trade for users, hold their assets or have authority over their accounts, and users remain responsible for their decisions. The company notes that registration does not imply a certain level of skill, that investing involves risk including loss of principal, and that advice can be affected by delayed or inaccurate data from third-party providers. No accounts were connected for this listing.

A free plan includes account aggregation, limited AI insights and a portfolio risk X-ray, and it does not convert automatically to a paid plan. According to the terms, Advisory costs $39 per month or $399 per year and Concierge costs $99 per month or $999 per year, with annual plans charged in full at the start of each period and subscriptions renewing automatically. The pricing page shows these annual plans as $33.25 and $83.25 per month for comparison.

The privacy policy says Mezzi does not receive brokerage login credentials, which are handled by aggregation providers such as Plaid, and that advisory chat transcripts are retained to meet regulatory recordkeeping requirements.